:root{
  --navy:#101B34; --navy-soft:#1E2F57; --ink:#23262F; --muted:#6E7484;
  --faint:#9CA1AE; --paper:#FFFFFF; --mist:#F3F7FD; --mist-2:#EBF2FB;
  --line:#DCE7F7; --focus:#2F63D9; --radius:14px; --maxw:1120px;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;padding-top:72px;background:var(--paper);color:var(--ink);font-family:'Pretendard Variable','Pretendard',-apple-system,BlinkMacSystemFont,sans-serif;line-height:1.6;word-break:keep-all;overflow-wrap:break-word;-webkit-font-smoothing:antialiased}
img,svg{display:block;max-width:100%} a{color:inherit;text-decoration:none} button{font-family:inherit;cursor:pointer}
ul{margin:0;padding:0;list-style:none} h1,h2,h3,p{margin:0}
:focus-visible{outline:2.5px solid var(--focus);outline-offset:3px;border-radius:4px}
.wrap{max-width:var(--maxw);margin:0 auto;padding:0 24px}

/* section heading */
section{padding:96px 0}section.alt{background:var(--mist)}
.eyebrow{display:inline-flex;align-items:center;gap:10px;margin-bottom:16px;color:var(--navy);font-size:13.5px;font-weight:700;letter-spacing:-.005em}
.eyebrow::before{content:'';display:inline-block;flex:none;width:0;height:2px;background:#0D7CF4;transition:width .6s cubic-bezier(.16,1,.3,1) .1s}
.reveal.is-visible .eyebrow::before{width:18px}.section-head{max-width:640px;margin-bottom:48px}
.section-head h2{color:var(--navy);font-size:clamp(24px,3.4vw,32px);font-weight:800;letter-spacing:-.02em;line-height:1.4}
.section-head p{margin-top:12px;color:var(--muted);font-size:16px;line-height:1.7}
br.mobile-break{display:none}

/* hero */
.hero{padding:96px 0 80px;background:var(--paper);color:var(--ink);overflow:visible}
.hero::after{display:none}.hero-grid{display:grid;grid-template-columns:1.1fr .9fr;gap:56px;align-items:start}
.hero-content{max-width:560px}.process-badge{display:inline-block;position:relative;max-width:480px;padding-bottom:15px;color:#0D7CF4;font-size:17px;font-weight:800;letter-spacing:-.01em;line-height:1.4;opacity:0;animation:riseIn .7s ease forwards}
.process-badge::after{content:'';position:absolute;left:0;bottom:0;width:0;height:2px;background:#0D7CF4;animation:growBar .6s cubic-bezier(.16,1,.3,1) .45s forwards}
@keyframes growBar{to{width:30px}}@keyframes riseIn{from{opacity:0;transform:translateY(10px)}to{opacity:1;transform:translateY(0)}}
.hero h1{margin:26px 0 0;color:var(--navy);font-size:clamp(32px,4.6vw,48px);font-weight:800;letter-spacing:-.025em;line-height:1.3;opacity:0;animation:riseIn .7s ease .12s forwards}
.hero h1 em{color:#0D7CF4;font-style:normal}.hero-form-card{opacity:0;animation:riseIn .7s ease .2s forwards}
.apply-steps{position:relative;display:flex;flex-direction:column;gap:18px;margin-top:28px}
.apply-steps::before{content:'';position:absolute;left:13px;top:22px;bottom:22px;width:1.5px;background:linear-gradient(180deg,rgba(13,124,244,.4),rgba(13,124,244,.06))}
.apply-step{position:relative;z-index:1;display:flex;gap:14px;align-items:flex-start;opacity:0;animation:riseIn .6s ease forwards}
.apply-step:nth-child(1){animation-delay:.3s}.apply-step:nth-child(2){animation-delay:.38s}.apply-step:nth-child(3){animation-delay:.46s}
.apply-step .num{display:flex;align-items:center;justify-content:center;flex:none;width:28px;height:28px;border-radius:50%;background:linear-gradient(135deg,#3D93FB,#0D7CF4);color:#fff;font-size:12.5px;font-weight:800;box-shadow:0 4px 10px rgba(13,124,244,.28)}
.apply-step p{padding-top:4px;color:var(--ink);font-size:14.5px}.step-icon{position:relative;flex:none;width:28px;height:28px}
.kakao-badge{display:block;position:relative;z-index:2;width:28px;height:28px;border-radius:50%;object-fit:cover;box-shadow:0 0 0 1px rgba(16,27,52,.06);animation:iconGlow 2.2s ease-in-out infinite}
.hero-steps .apply-step:first-child{opacity:1;animation:none}
.step-icon::before,.step-icon::after{content:'';position:absolute;inset:-6px;border:2px solid rgba(13,124,244,.65);border-radius:50%;animation:stepPulse 2.2s cubic-bezier(.2,.7,.4,1) infinite}
.step-icon::after{animation-delay:1.1s}.step-num-badge{position:absolute;right:-3px;bottom:-3px;z-index:3;display:flex;align-items:center;justify-content:center;width:15px;height:15px;border-radius:50%;background:#0D7CF4;box-shadow:0 0 0 2px #fff;color:#fff;font-size:9.5px;font-weight:800}
@keyframes stepPulse{0%{transform:scale(.75);opacity:.95}75%,100%{transform:scale(1.75);opacity:0}}
@keyframes iconGlow{0%,100%{box-shadow:0 0 0 1px rgba(16,27,52,.06),0 0 0 0 rgba(13,124,244,0)}50%{box-shadow:0 0 0 1px rgba(16,27,52,.06),0 0 16px 3px rgba(13,124,244,.55)}}

/* application form */
.form-card{padding:36px;border:1px solid var(--line);border-radius:20px;background:var(--paper);box-shadow:0 20px 48px rgba(16,27,52,.06)}
.form-card h3{color:var(--navy);font-size:18px;font-weight:800}.form-card .hint{margin-top:6px;color:var(--muted);font-size:13.5px}
.field{margin-top:20px}.field label{display:block;margin-bottom:8px;color:var(--ink);font-size:13.5px;font-weight:600}
.field input{width:100%;padding:13px 14px;border:1px solid var(--line);border-radius:10px;background:var(--paper);color:var(--ink);font:15px inherit;transition:border-color .18s ease,box-shadow .18s ease}
.field input:focus{border-color:var(--focus);outline:0;box-shadow:0 0 0 4px rgba(47,99,217,.12)}
.consent{display:flex;align-items:flex-start;gap:8px;margin-top:20px;color:var(--muted);font-size:13.5px}.consent input{margin-top:3px}.consent a{color:var(--navy);text-decoration:underline;cursor:pointer}
.btn{display:inline-flex;align-items:center;gap:8px;padding:15px 28px;border:0;border-radius:999px;font-size:15px;font-weight:700;transition:background .15s ease,transform .15s ease,box-shadow .15s ease}
.btn-primary{background:var(--navy);color:#fff}.btn-primary:hover{background:var(--navy-soft);transform:translateY(-1px) scale(1.015);box-shadow:0 10px 24px rgba(16,27,52,.18)}
.btn-primary:disabled{cursor:not-allowed;opacity:.55}.btn-ghost{border:1px solid var(--line);background:transparent;color:var(--navy)}
.form-submit{width:100%;margin-top:22px;justify-content:center}.form-tel{display:flex;align-items:center;justify-content:center;gap:8px;margin-top:16px;color:var(--muted);font-size:13.5px;font-weight:600}.form-tel:hover{color:#0D7CF4}
.form-success{display:none;padding:8px 0;text-align:center}.form-success .check{display:flex;align-items:center;justify-content:center;width:52px;height:52px;margin:0 auto 18px;border-radius:50%;background:var(--mist)}
.form-success h3{color:var(--navy);font-size:19px;font-weight:800}.form-success>p{margin-top:10px;color:var(--muted);font-size:14.5px;line-height:1.7}
.success-steps{display:flex;flex-direction:column;gap:12px;margin-top:22px;text-align:left}.form-doc-btn{width:100%;margin-top:24px;justify-content:center}
.error-msg{display:none;margin-top:16px;padding:10px 12px;border-left:3px solid #C2410C;background:#FDEEE7;color:#9A2D0A;font-size:13px}

/* shared cards */
.reveal{opacity:0;transform:translateY(22px);transition:opacity .6s ease,transform .6s ease}.reveal.is-visible{opacity:1;transform:translateY(0)}
.reveal-item{opacity:0;transform:translateY(22px);transition:opacity .55s ease,transform .55s ease}.reveal-group.is-visible .reveal-item{opacity:1;transform:translateY(0)}
.reveal-group.is-visible .reveal-item:nth-child(2){transition-delay:.08s}.reveal-group.is-visible .reveal-item:nth-child(3){transition-delay:.16s}
.profile-info{max-width:640px;padding:36px 28px;border:1px solid var(--line);border-radius:20px;background:var(--paper);transition:border-color .15s ease,box-shadow .15s ease}
.profile-info:hover,.price-card:hover{border-color:#0D7CF4;box-shadow:0 16px 32px rgba(16,27,52,.08)}
.profile-info h2{margin-top:12px;color:var(--navy);font-size:clamp(24px,3.2vw,32px);font-weight:800;letter-spacing:-.02em;line-height:1.4}
.profile-info p{margin-top:16px;color:var(--muted);font-size:16px;line-height:1.85}.profile-info p+p{margin-top:12px}.profile-signature{display:block;width:auto;height:60px;margin-top:28px;transform-origin:left bottom}
.scope-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:16px;margin-bottom:28px}.scope-card{padding:22px 20px;border:1px solid var(--line);border-radius:14px;background:var(--paper);transition:border-color .15s ease,transform .15s ease,box-shadow .15s ease}
.scope-card:hover{border-color:#0D7CF4;transform:translateY(-3px);box-shadow:0 12px 26px rgba(16,27,52,.07)}.scope-card-title{display:flex;align-items:center;gap:8px;margin-bottom:13px;color:#0D7CF4;font-size:16px;font-weight:800;line-height:1.5}
.scope-list{display:flex;flex-direction:column;gap:7px}.scope-list>li{position:relative;padding-left:14px;color:var(--ink);font-size:15px;line-height:1.65}.scope-list>li::before{content:'';position:absolute;left:0;top:10px;width:4px;height:4px;border-radius:50%;background:#0D7CF4}
.cycle-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}.cycle-card{padding:30px 24px 26px;border:1px solid var(--line);border-radius:var(--radius);background:var(--paper);transition:border-color .15s ease,transform .15s ease,box-shadow .15s ease}
.cycle-card:hover{border-color:#0D7CF4;transform:translateY(-4px);box-shadow:0 16px 32px rgba(16,27,52,.08)}.cycle-num{margin-bottom:10px;color:#C9E0FB;font-size:52px;font-weight:800;letter-spacing:-.02em;line-height:1;transition:color .2s ease,transform .2s ease}
.cycle-card:hover .cycle-num{color:#0D7CF4;transform:scale(1.06)}.cycle-card h3{color:var(--navy);font-size:17px;font-weight:700}.cycle-card p{margin-top:10px;color:var(--muted);font-size:15px;line-height:1.7}

/* pricing */
.price-card{overflow:hidden;border:1px solid var(--line);border-radius:20px;background:var(--paper);transition:border-color .15s ease,box-shadow .15s ease}
.price-panels.single{display:grid;grid-template-columns:1fr}.price-panel{display:flex;flex-direction:column;padding:40px 36px}.panel-head{margin-bottom:26px}.panel-label{color:var(--navy);font-size:19px;font-weight:800}
.panel-tier{padding:20px 0;border-top:1px solid var(--line);transition:background-color .15s ease}.panel-tier:first-of-type{padding-top:0;border-top:0}.panel-tier:hover{background:rgba(13,124,244,.045)}
.tier-tag{margin:0 0 10px;color:var(--muted);font-size:16px;font-weight:700}.price-line{display:flex;align-items:baseline;gap:10px}.price-amount{color:var(--navy);font-size:56px;font-weight:800;letter-spacing:-.01em}.price-amount .unit{font-size:30px;font-weight:700}.price-from{color:var(--muted);font-size:18px;font-weight:600}.vat-note{margin:10px 0 0;color:var(--faint);font-size:14.5px;font-weight:600}
.panel-tier.tier-custom{display:flex;align-items:center;justify-content:space-between;gap:20px;flex-wrap:wrap}.tier-note{color:var(--navy);font-size:15.5px;font-weight:700}.tier-note-sub{margin-top:4px;color:var(--faint);font-size:13px;font-weight:500}
.price-disclaimer{padding:22px 36px;border-top:1px solid var(--line);background:var(--mist)}.price-disclaimer p{color:var(--muted);font-size:14.5px;line-height:1.8}.price-disclaimer p+p{margin-top:8px}.fee-tel-note{margin-top:18px;color:var(--muted);font-size:15px;text-align:center}.fee-tel-note a{color:var(--navy);font-weight:700;text-decoration:underline}

/* closing and footer */
.closing{background:var(--navy);color:#fff;text-align:center}.closing h2{font-size:clamp(24px,3.6vw,34px);font-weight:800;letter-spacing:-.02em;line-height:1.4}.closing h2 em{color:#6EB0F8;font-style:normal}.closing p{margin-top:14px;color:rgba(255,255,255,.68);font-size:15.5px}.closing .btn-primary{margin-top:32px;background:#fff;color:var(--navy)}
footer{padding:64px 0 32px;background:var(--mist);color:var(--ink)}.foot-grid{display:grid;grid-template-columns:1.4fr 1fr 1fr;gap:48px}.foot-brand .logo{margin-bottom:16px}.foot-brand p{max-width:280px;color:var(--muted);font-size:13.8px;line-height:1.8}.foot-col .foot-label{margin-bottom:16px;color:var(--faint);font-size:12.5px;font-weight:700;letter-spacing:.05em}.foot-col ul{display:flex;flex-direction:column;gap:11px}.foot-col a,.foot-col .addr{color:var(--muted);font-size:14px;line-height:1.7}.foot-col .phone{display:block;margin-top:10px;color:var(--navy);font-size:15px;font-weight:700}.foot-bottom{margin-top:48px;padding-top:24px;border-top:1px solid var(--line);color:var(--faint);font-size:12.5px}

/* privacy modal and post-submit authentication */
.modal-overlay{display:none;position:fixed;inset:0;z-index:100;align-items:center;justify-content:center;padding:20px;background:rgba(16,27,52,.5)}.modal-overlay.open{display:flex}.modal-box{overflow-y:auto;width:100%;max-width:440px;max-height:85vh;padding:32px;border-radius:18px;background:#fff}.modal-box h3{clear:both;color:var(--navy);font-size:18px;font-weight:800}.modal-box p{margin-top:14px;color:var(--muted);font-size:13.8px;line-height:1.7}.modal-box p strong{display:block;color:var(--navy)}.modal-close{width:100%;margin-top:22px;padding:14px;border:0;border-radius:999px;background:var(--navy);color:#fff;font-weight:700}
.docs-submit-btn{width:100%;margin-top:24px;padding:15px;border:0;border-radius:999px;background:var(--navy);color:#fff;font-weight:700}.docs-panel{display:none;margin-top:24px;padding-top:22px;border-top:1px solid var(--line);text-align:left}.docs-panel-head{display:block;margin-bottom:12px;color:#0D7CF4;font-size:13px;font-weight:800}.docs-field-label{display:block;margin-bottom:8px;font-size:13.5px;font-weight:600}.docs-ssn-row{display:grid;grid-template-columns:1fr 12px 1fr;gap:8px;align-items:center}.docs-ssn-row input{min-width:0;width:100%;padding:13px 10px;border:1px solid var(--line);border-radius:10px;font-size:15px}.dash{text-align:center}.docs-hint,.docs-status{margin-top:10px;color:var(--muted);font-size:12.5px;line-height:1.65}.docs-complete-btn{width:100%;margin-top:12px;padding:14px;border:0;border-radius:999px;background:#17633A;color:#fff;font-weight:700}
.tax-apply-fab{position:fixed;left:50%;bottom:14px;z-index:60;display:none;align-items:center;justify-content:center;width:calc(100% - 28px);max-width:420px;min-height:54px;padding:14px 20px;border-radius:999px;background:var(--navy);box-shadow:0 10px 28px rgba(16,27,52,.25);color:#fff;font-weight:800;transform:translateX(-50%) translateY(14px);opacity:0;visibility:hidden;transition:.25s}.tax-apply-fab.is-visible{transform:translateX(-50%);opacity:1;visibility:visible}

@media (min-width:901px){
  .hero{padding:136px 0 116px}.hero .wrap{max-width:1240px}.hero-grid{gap:76px}.hero-content{max-width:640px}.process-badge{max-width:520px;font-size:18.5px}.hero h1{margin-top:28px;font-size:clamp(38px,4.6vw,58px)}.apply-steps{margin-top:34px;gap:20px}.apply-step p{font-size:16px}.form-card{padding:44px 40px}.form-card h3{font-size:20px}.form-card .hint{font-size:14px}
  .profile-info{display:grid;grid-template-columns:340px 1fr;column-gap:56px;row-gap:0;align-items:start;max-width:none;padding:48px 60px}.profile-info>.reveal-item:nth-child(1){grid-column:1;grid-row:1 / span 2}.profile-info>.reveal-item:nth-child(2){grid-column:2;grid-row:1}.profile-signature{grid-column:2;grid-row:2}.profile-info h2{margin-top:16px}.profile-info p{max-width:520px}
}
@media (max-width:900px){.hero-grid{grid-template-columns:1fr;gap:40px}.hero-content{max-width:none}.scope-grid{grid-template-columns:1fr;gap:14px}.cycle-grid{grid-template-columns:1fr 1fr}}
@media (max-width:760px){
  body{padding-bottom:82px}.hero{padding:76px 0 56px}.process-badge{max-width:none;padding-bottom:12px;font-size:15px}.apply-step p{font-size:15px;line-height:1.65}.field input{font-size:16px}.form-card .hint{font-size:14px;line-height:1.7}.form-tel{font-size:14px}section{padding:64px 0}.foot-grid{grid-template-columns:1fr;gap:32px}.foot-brand p,.foot-col a,.foot-col .addr{font-size:14.5px}.tax-apply-fab{display:flex}
}
@media (max-width:640px){br.mobile-break{display:initial}.hero h1{font-size:30px;line-height:1.32;letter-spacing:-.045em}.form-card{padding:28px 24px}.price-panel{padding:28px 24px}.panel-label{font-size:17px}.tier-tag{font-size:14.5px}.price-amount{font-size:38px}.price-amount .unit{font-size:21px}.price-from{font-size:15px}.vat-note{font-size:13px}.price-disclaimer{padding:18px 24px}}
@media (max-width:560px){.cycle-grid{grid-template-columns:1fr}.cycle-card{padding:24px 22px}.cycle-num{margin-bottom:6px;font-size:38px}}
@media (prefers-reduced-motion:reduce){*{animation-duration:.001ms!important;animation-iteration-count:1!important;transition-duration:.001ms!important;scroll-behavior:auto!important}.reveal,.reveal-item{opacity:1!important;transform:none!important}}